Transfer of Equity — Adding or Removing Name from Title

A transfer of equity in Ireland adds or removes a person from the title to a property. Common situations include adding a spouse or partner, removing a former partner after separation, transferring a share to a family member and removing a deceased co-owner. your solicitor investigates the title, prepares the deed of transfer, deals with any mortgage lender, advises on stamp duty and capital acquisitions tax and registers the transfer.

The price shown is the full professional fee for the service as described, and any third-party or State fees are listed separately where they apply. If your matter needs more than this service covers, a solicitor would explain the options before any further work is done.

What’s included

• Investigation of the existing title
• Preparation of the deed of transfer
• Dealing with any existing mortgage and lender consent
• Stamp duty and capital acquisitions tax advice
• Registration of the transfer at the Land Registry
• Self-complete template with guidance notes — you fill it in yourself
• Documents tailored to Irish law and your circumstances, delivered by email
• A written summary of the key points and anything you need to do afterwards

Who this is for

• Spouses or civil partners adding a name to the title
• Separated couples removing a former partner
• Parents transferring a share to an adult child
• Co-owners removing a deceased owner

How it works

1. Find a solicitor through the Law Society of Ireland’s Find a Solicitor directory and send them the basic details and any existing documents or correspondence.
2. Complete a short questionnaire about your circumstances.
3. The solicitor then investigates title, prepares the transfer and deals with the lender.
4. The transfer is registered and you receive confirmation.

Frequently asked questions

How much does a transfer of equity cost in Ireland?

This page is a free guide — nothing on it is for sale. Solicitors set their own fees for this work and must give you a written costs estimate (a section 150 letter) before starting. Get quotes through the Law Society of Ireland’s Find a Solicitor directory.

Is tax payable on a transfer of equity?

CGT, CAT and stamp duty may apply, although transfers between spouses and civil partners are generally exempt from CGT and stamp duty.

How long does a transfer of equity take?

Typically 4 to 8 weeks, depending on how quickly any lender provides consent.

For more on property, land and conveyancing, see our Property & Conveyancing in Ireland guide.

If you would like to be told when solicitor services are available again on this site, you can join our no-fee waiting list. To instruct a solicitor now, use the Law Society of Ireland’s Find a Solicitor directory.