The 3-year cap is a key protection under the Fair Deal Scheme: the value of the family home, and in some cases a farm or business, is only included in the financial assessment for a maximum of three years. This fixed-fee review explains exactly how the cap applies to your situation.
We assess which of your assets the cap covers, calculate the likely maximum contribution from the home, explain the rules for couples, and flag the separate application needed to bring a farm or business within the cap.
It is for individuals and families who want certainty about the financial exposure of the family home before or during a stay in long-term residential care.
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