Guide only — this matter needs a solicitor. Under Irish law this work must be carried out by a solicitor, so it is not sold on this site. The information below explains what is involved so you can brief a solicitor with confidence.
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Ancillary State Support (Nursing Home Loan) advice in Ireland explains the option to defer the Fair Deal contribution based on the family home and other land or property. The loan is repaid from the estate, usually after death. We explain how the loan is calculated and secured as a charge against the property, the repayment timeframe, the interaction with the three-year cap and the implications for those who will inherit.
The price shown is the full professional fee for the service as described, and any third-party or State fees are listed separately where they apply. If your matter needs more than this service covers, a solicitor would explain the options before any further work is done.
What’s included
- How the loan is calculated
- How it is secured as a charge against the property
- The repayment timeframe
- Interaction with the three-year cap
- Implications for those who will inherit
- Self-complete template with guidance notes — you fill it in yourself
- Documents tailored to Irish law and your circumstances, delivered by email
- A written summary of the key points and anything you need to do afterwards
Who this is for
- Families considering the Nursing Home Loan
- Older people applying for Fair Deal
- Executors dealing with a repayable loan
- Families wanting to understand the consequences
How it works
- Find a solicitor through the Law Society of Ireland’s Find a Solicitor directory and send them the basic details and any existing documents or correspondence.
- Complete a short questionnaire about your circumstances.
- A solicitor would then explain the loan and its implications.
- The completed work is delivered to you by email, with plain-English notes on what to do next.
Frequently asked questions
How much does Nursing Home Loan advice cost?
This page is a free guide — nothing on it is for sale. Solicitors set their own fees for this work and must give you a written costs estimate (a section 150 letter) before starting. Get quotes through the Law Society of Ireland’s Find a Solicitor directory.
When is the Nursing Home Loan repaid?
Usually from the estate after death, or earlier on the sale or transfer of the property.
Does the three-year cap apply?
Yes. The contribution based on the home is generally limited to three years.
For more on Wills, estates and planning for care, see our Wills & Probate in Ireland guide.
If you would like to be told when solicitor services are available again on this site, you can join our no-fee waiting list. To instruct a solicitor now, use the Law Society of Ireland’s Find a Solicitor directory.