Buying a Property with a Parent Advice — Guide

Advice on buying a property with a parent in Ireland helps families structure a joint purchase properly. We give you a clear written plan covering structure, tax and exit. Joint purchases with a parent can hit capital acquisitions tax, succession and ownership traps, so getting advice before you commit is important.

You can upload your folio, deeds, contract, photos or other documents through our secure link; a solicitor would then typically review everything before preparing advice. There is no hourly billing: the price is fixed for the service described. Property and land issues are usually easier and cheaper to resolve early, before a sale, mortgage or family transfer is held up. The advice is based on Irish law and practice and on the documents you provide, so the more complete your documents, the more precise the advice can be.

What’s included

• Structure intake
• Folio review
• Tax flagging
• Recommended approach
• Confidential call
• Work of this kind is carried out by a solicitor regulated by the Law Society of Ireland. We are not a solicitor’s practice and do not provide it — to instruct a solicitor, use the Law Society of Ireland’s Find a Solicitor directory.

Who this is for

• Adult children buying a home with a parent’s help
• Parents buying jointly with a child
• Families using a parent’s savings for a deposit
• Families concerned about inheritance and ownership

How it works

1. Find a solicitor through the Law Society of Ireland’s Find a Solicitor directory and send them the basic details and any existing documents or correspondence.
2. Complete a short questionnaire about your circumstances.
3. the template then reviews your documents and prepares your written advice.
4. You receive your written advice by email and, where included, a follow-up call to ask questions.

Frequently asked questions

How much does advice on buying with a parent cost in Ireland?

This page is a free guide — nothing on it is for sale. Solicitors set their own fees for this work and must give you a written costs estimate (a section 150 letter) before starting. Get quotes through the Law Society of Ireland’s Find a Solicitor directory.

Is there tax on a parent’s contribution to a home?

A parent’s contribution can be a gift for capital acquisitions tax purposes, depending on how it is structured. Thresholds and exemptions may apply, and tax advice may be needed.

What happens if we fall out or a parent dies?

That depends on how the property is owned and what is agreed. The written plan covers exit and succession points.

For more on property, land and conveyancing, see our Property & Conveyancing in Ireland guide.

If you would like to be told when solicitor services are available again on this site, you can join our no-fee waiting list. To instruct a solicitor now, use the Law Society of Ireland’s Find a Solicitor directory.