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Declaration of Trust for Co-Owned Property

Information only

Guide only — nothing on this page is for sale. Declaration of Trust for Co-Owned Property: how it works in Ireland, when you need a solicitor and how to find one through the Law Society of Ireland’s Find a Solicitor directory.

Operated by Plus Promotions Limited (not a solicitor’s practice)
OnlineLegalServices.ie is operated by Plus Promotions Limited, which is not a solicitor’s practice and does not give legal advice. Documents sold here are self-complete templates and the guides are general information only. If your matter needs a solicitor, use the Law Society of Ireland’s Find a Solicitor directory.

Information only — not sold online

Read the guide below, then instruct a regulated Irish solicitor. Our self-complete templates can help you prepare before you do.

Find a solicitor (Law Society directory)
This matter needs a solicitor. Under Irish law this work must be carried out by a solicitor, so it is not sold on this site. This page is a guide to what is involved. OnlineLegalServices.ie is operated by Plus Promotions Limited, which is not a solicitor’s practice and does not give legal advice. To instruct a regulated practice, use the Law Society of Ireland’s Find a Solicitor directory.
Quality assurance — Templates are prepared for use in Ireland and updated when the law changes. OnlineLegalServices.ie is operated by Plus Promotions Limited, which is not a solicitor’s practice and does not give legal advice. If you have any concerns about your template, contact us and we will put it right or refund you.

Guide only — this matter needs a solicitor. Under Irish law this work must be carried out by a solicitor, so it is not sold on this site. The information below explains what is involved so you can brief a solicitor with confidence.

OnlineLegalServices.ie is operated by Plus Promotions Limited, which is not a solicitor’s practice and does not give legal advice. To instruct a regulated practice, use the Law Society of Ireland’s Find a Solicitor directory.

A declaration of trust for co-owned property in Ireland records who owns what share of a property and what happens if it is sold. When co-owners contribute unequal deposits or repayments, a declaration of trust records each owner’s share and what happens on sale, buy-out or death. In this service, a solicitor would draft the declaration to reflect your contributions and agreed shares so that it can be relied on later.

What’s included

  • A professionally drafted declaration of trust for co-owned property
  • Reflecting your contributions and agreed shares
  • Covering what happens on sale, buy-out or death
  • Self-complete template with guidance notes — you fill it in yourself
  • Documents tailored to Irish law and your circumstances, delivered by email
  • A written summary of the key points and anything you need to do afterwards

Who this is for

  • Couples or friends who contributed unequal deposits
  • Parents who contributed to a child’s home purchase and want their share recorded
  • Co-owners who pay different shares of the mortgage
  • Existing co-owners who want to formalise their shares

How it works

  1. Send an enquiry (or order online where online ordering is available) with the basic details and any existing documents or correspondence.
  2. Complete a short questionnaire about your circumstances.
  3. A solicitor would then draft the declaration of trust to reflect your contributions and agreed shares.
  4. The completed work is delivered to you by email, with plain-English notes on what to do next.

Frequently asked questions

How much does a declaration of trust cost in Ireland?

This page is a free guide — nothing on it is for sale. Solicitors set their own fees for this work and must give you a written costs estimate (a section 150 letter) before starting. Get quotes through the Law Society of Ireland’s Find a Solicitor directory.

Why would co-owners need a declaration of trust?

Without one, it may be unclear how the proceeds of a sale should be divided where contributions were unequal. A declaration of trust records the agreed shares in writing.

Does a declaration of trust affect a mortgage?

The declaration records the arrangement between the co-owners. Where there is a mortgage, the lender’s rights generally take priority, and a solicitor would take this into account.

For more on buying, owning and using property, see our Property & Conveyancing in Ireland guide.

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OnlineLegalServices.ie is operated by Plus Promotions Limited (CRO 670635).
Plus Promotions Limited is not a solicitor’s practice and is not regulated by the Law Society of Ireland or the Legal Services Regulatory Authority. We publish legal information and sell self-complete document templates. We do not give legal advice and do not prepare documents for you. Where your matter needs a solicitor, instruct a regulated practice through the Law Society of Ireland’s Find a Solicitor directory. About this site and regulation · Solicitors: work with us

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OnlineLegalServices.ie is operated by Plus Promotions Limited (CRO 670635), which is not a solicitor’s practice and is not regulated by the Law Society of Ireland. Documents are self-complete templates and general information, not legal advice.