Guide only — this matter needs a solicitor. Under Irish law this work must be carried out by a solicitor, so it is not sold on this site. The information below explains what is involved so you can brief a solicitor with confidence.
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Repossession defence advice in Ireland gives homeowners focused advice when a lender issues repossession proceedings, usually in the Circuit Court. You have rights and possible defences, and the court has discretion to adjourn matters to allow alternatives. A solicitor would review the proceedings and your engagement to date, advises on potential defences and procedural points, explains the court process and adjournments, and identifies options, such as a Personal Insolvency Arrangement, that may protect your home.
The price shown is the full professional fee for the service as described, and any third-party or State fees are listed separately where they apply. If your matter needs more than this service covers, a solicitor would explain the options before any further work is done.
What’s included
- Review of the proceedings and your engagement with the lender
- Advice on potential defences and procedural points
- Explanation of the court process and adjournments
- Identification of options such as a Personal Insolvency Arrangement
- Self-complete template with guidance notes — you fill it in yourself
- Documents tailored to Irish law and your circumstances, delivered by email
- A written summary of the key points and anything you need to do afterwards
Who this is for
- Homeowners served with repossession proceedings
- Homeowners expecting proceedings
- Homeowners in long-term arrears
- People wanting to explore alternatives to losing their home
How it works
- Find a solicitor through the Law Society of Ireland’s Find a Solicitor directory and send them the basic details and any existing documents or correspondence.
- Complete a short questionnaire about your circumstances.
- A solicitor would then review the proceedings and advises on your options.
- The completed work is delivered to you by email, with plain-English notes on what to do next.
Frequently asked questions
How much does repossession defence advice cost in Ireland?
Fees for work of this kind are typically set on application: a solicitor would typically confirm the fee once the matter has been reviewed and before any work begins. Any third-party or State fees are listed separately where they apply. You request an assessment, and costs are confirmed in writing before any work begins.
Where are repossession cases heard?
Most family home repossession proceedings are heard in the Circuit Court.
Can a court adjourn repossession proceedings?
The court has discretion to adjourn to allow alternatives, such as a Personal Insolvency Arrangement, to be explored.
For more on debt and insolvency, see our Debt & Insolvency in Ireland guide.
If you would like to be told when solicitor services are available again on this site, you can join our no-fee waiting list. To instruct a solicitor now, use the Law Society of Ireland’s Find a Solicitor directory.